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	<title>Your Money Book</title>
	<link>http://moneybookcdn.myblogspace.ca</link>
	<description>Tools, tips &#38; tricks to borrow smarter...</description>
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		<title>A $19,000 Mortgage Mistake</title>
		<description><![CDATA[As the sub title of the It’s Your Money book says: tools, tips and trick to borrow smarter. Today, I have a huge insight into the tip for you, and the trick of the banks to share with you. On a $250,000 home purchase, a good rule of thumb is that you may be able [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=208</link>
			</item>
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		<title>Identity Theft: It was almost like being raped!</title>
		<description><![CDATA[That was a newspaper headline from the Edmonton Journal. Yes, sensationalism sells, but this time, the quote was accurate and justified. The story was about a young lady from Edmonton, who had her wallet stolen out of her car, and became a victim of identity theft. When her wallet was stolen four months earlier she [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=205</link>
			</item>
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		<title>Are You Running Your Own Ponzi Scheme?</title>
		<description><![CDATA[A few months ago, 60 Minutes re-ran a story on the 2nd biggest fraud since Bernie Maydoff, with reporter Steve Kroft. It was an interview with Marc Drier, whose ponzi scheme defrauded people of almost $400 million. I want to read you a section of the interview, and then translate it to you and me: [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=203</link>
			</item>
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		<title>The Downside of Low Interest Rates</title>
		<description><![CDATA[Boy, did we Canadians go on a debt binge last year. Our total consumer debt, excluding mortgages, reached $1.4 trillion at the end of 2009. We are now officially the most overextended country of the big 20 developed nations. For all the pain we see from US families, we now owe more than Americans, on [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=200</link>
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		<title>I Didn&#8217;t Know &#8211; But You Need To!</title>
		<description><![CDATA[I would bet that the two fastest changing industries are probably the medical field and the world of finance and credit. What was true one month gets changed, amended, legislated, or moved around, in one way or another. Over the last couple of days I came across a number of things that are brand new, [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=198</link>
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		<title>The Forever Trap of Overdrafts</title>
		<description><![CDATA[One of the most convenient, but so financially deadly, traps is to have overdraft protection on your chequing account. It allows you to go below zero without fees, or the chance of bouncing a cheque, but comes at a very high price – in a number of ways. Firstly, an overdraft will almost certainly become [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=196</link>
			</item>
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		<title>The Sad News About our Savings and Debt Loads</title>
		<description><![CDATA[US household debt to disposable income is still at 122% as of April. In normal times of the economy and employment levels, anything past 100% isn’t sustainable over an extended period of time. That is, you cannot continuously spend more than you earn. It is a recipe for financial trouble in the long term, and [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=193</link>
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		<title>Do You Have Smart Insurance?</title>
		<description><![CDATA[On the flight back home yesterday, I read another sick, sad and totally unnecessary story of a family losing their home. But this one is different. A young family had a mortgage on their home and had mortgage life insurance. When the husband died during a traffic accident, financially, the wife and her son should [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=191</link>
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		<title>Three Short Insights You Should Know</title>
		<description><![CDATA[J.D. Power Fall 2009 Credit Card Satisfaction Survey Each fall J.D. Powers conducts a very comprehensive credit card survey. It rates overall satisfaction, along with how happy cardholders are with their rewards, payment processing, problem resolution, customer service, and fees. This year, American Express rated five stars, head and shoulders above other national card issuers [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=189</link>
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		<title>Is It Right or Wrong?</title>
		<description><![CDATA[Today, here are two moral dilemma stories. What do you think? Are either, or both of these, right, or wrong? A number of years ago, in Michigan, some dealers experimented with a system that had a computer chip installed in vehicles which were financed. If the payments were past due, the owner would get a [...]]]></description>
		<link>http://moneybookcdn.myblogspace.ca/?p=187</link>
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